So it's best to start out this journey with the whole truth. It's not just that we can't support our family on one income, its that we've made really bad decisions along the way and found ourselves with a heap of debt. Although I wish the heap made you feel like you were on a mountain top with a beautiful view in your sight. But instead, we find ourselves at the bottom of a big pit. A pit in which all we can see is the pit itself. Our debt is really the number one reason why I am unable to stay home.
This area of our lives is one of those that we have come a long way in over the years. We've definitely had our stumbles too. Both my husband and I are impulse spenders. Many couples have a nice balance with one spender and one saver... yep, not us. We're learning though and learning how to balance each other out and reach for our goals.
About a year and a half ago we went through the Dave Ramsey Financial Peace University. It took us about a year and 2 months to finally move to a cash budget (July 2010) and we've just recently started attacking this thing with gazelle intensity. Prior to taking that class, there were may lifestyle changes we had to make in order to even get to this point. Many of those I will cover in future posts.
Just to be clear, we're not talking like thousands of dollars of debt.... it's like tens of thousands of dollars in debt. I hope to share our victories as we chip away and make a path out of this pit.
1 comment:
I found it! Thank you, Google/Blogger search!
I am excited to read how the Lord leads you through this. Know that we are praying for you each step of the way and are happy to participate in free date nights!
Go into your settings and click 'email&mobile.' Add my addy to the 'blogsend address' box so I get the posts in my inbox.
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